Banknote 4.1.2

The Banknote loan products are designed to align with your financial capacity and personal goals, providing flexible borrowing solutions.

Banknote offers loans ranging from 100 EUR to 10,000 EUR, with repayment terms from 3 months up to 5 years.

For example: borrowing 300 EUR with a monthly interest rate of 3.677% results in an annual interest rate of 44.12%, a total annual percentage rate of 54.20%, and a total repayment amount of 376.44 EUR. This example assumes repayment through 12 installments in accordance with the agreement terms. The maximum annual percentage rate applicable is 54.20%.

In most cases, the decision to approve the loan is made within approximately 5 minutes, and funds are typically disbursed within 15 minutes after contract approval.

For first-time Banknote borrowers, a 100% interest fee waiver applies if the entire loan amount is repaid before the first installment is due. Special discounts are also available for senior citizens.

Banknote offers the following benefits:

• Simple and convenient application process without lengthy questionnaires or document uploads;
• Prompt review of loan applications and rapid disbursement of funds;
• An opportunity to review the loan agreement at your leisure before approval;
• The possibility to access additional loan amounts from as little as 20 EUR;
• Courteous and professional customer service available via phone, email, WhatsApp, or at any Banknote branch.

To enhance accessibility, Banknote provides a mobile application allowing you to apply for new loans, view details of existing agreements, make payments, locate the nearest branch, and perform other routine activities more conveniently than ever before.